Payroll & accounting
Decide for yourself: either you hire the candidates yourself or we take care of the billing
Did you know? Special regulations for AHV, ALV and BVG make hiring retirees particularly attractive
Persons who have reached the normal retirement age and continue to work do not pay ALV contributions, and only pay contributions to AHV, IV and EO above a certain amount.
Two other regulations make the employment of retirees particularly attractive for employers:
- No BVG contributions (2nd pillar) for the employer and employees who have reached the normal retirement age (men: 65, women: 64).
- AHV allowance of CHF 1,400 per month (CHF 16,800 per year) per employer, on which neither AHV, IV nor EO contributions have to be paid. Only earned income above this limit is subject to contributions.
| Example of billing for clients | |
|---|---|
|
Costs per hour (incl. non-wage labor costs) |
CHF 52.50 |
|
3% Payroll costs |
CHF 1.50 |
|
BVG employer's contribution |
CHF 0 |
|
Employer social benefits
1,60% Daily sickness benefits insurance
5.30% AHV |
|
|
Gross wage per hour |
CHF 50.00 |
|
Hours worked per month |
28 |
|
Gross wage for 28 hours |
CHF 1'400.-* |
|
*Important: As soon as the number of hours worked in this example increases, the amount above CHF 1400 becomes subject to AHV contributions! |
|
- No BVG contributions (2nd pillar) for the employer and employees who have reached the normal retirement age (men: 65, women: 64).
- AHV allowance of CHF 1,400 per month (CHF 16,800 per year) per employer, on which neither AHV, IV nor EO contributions have to be paid. Only earned income above this limit is subject to contributions.
Example of payroll accounting for clients
Cost per hour (incl. ancillary wage costs): CHF 52.50
3% Payroll costsCHF 1.50
BVG employer's contributionCHF 0
Employer social benefits
1.60% Daily sickness benefits insurance: CHF 0.80
0.40% Suva occupational accident: CHF 0.20
5.30% AHV: CHF 0
0.30% AHV administration costs: CHF 0
1.30% Family equalization fund: CHF 0
1.10% ALV: CHF 0
Gross wage per hour: CHF 50.00
Hours worked per month: 28
Gross salary for 28 hours: CHF 1'400*
*Important: As soon as the number of hours worked in this example increases, the amount above CHF 1400 becomes subject to AHV contributions!
Don't want to deal with all the paperwork involved in getting a job?
We work together with two renowned Swiss providers for the processing of private or professional employment relationships.
- Private employment relationship: Private person hires candidate e.g. for gardening or childcare at home
- Professional working relationship: When companies, start-ups, associations, NGOs or foundations hire retired candidates.
Paying wages and social security has never been easier: everything to do with wages is solved in just a few clicks (employment contracts as required, insurance, employment law, wage administration). No in-depth knowledge is required - everything is done for you for a small fee.
Paying wages and social security has never been easier: 30 seconds and 4 clicks - and everything to do with wages is taken care of (employment contracts as required, insurance, employment law, wage administration). No need for in-depth knowledge - we take care of everything.
Advantages for clients & retirees
- Low payroll fee of only 3% on the gross salary
- Retirees don't get into trouble for bogus self-employment and don't have to set up their own company
- Companies and private individuals can pay the salaries of their internal and external employees through us and receive an invoice with the total salary costs including AHV and insurance premiums etc.
- You no longer need to take out your own insurance.
- AHV contributions and any withholding tax are also settled and paid by us.
- Choice of employment models: staff leasing, contract or own contract
With our payrolling option, we pay the salary - regardless of the contract model between you and the retired employee.
Employment contract (OR)
You sign the employment contract, we pay the salary.
For SMEs, private households and start-ups that conclude their own employment contracts with their staff but want to outsource salary payments, insurance, labor law issues and everything to do with salaries.
Order/contract for work (OR)
The first online tool for order invoicing for self-employed persons who want to invoice an order/work contract.
Staff Leasing (AVG)
For self-employed persons and companies who wish to invoice the hours worked (no lump sums permitted). The authority to issue instructions lies with the employing company.
The Swiss No. 1 for registering and managing private employment relationships. Including AHV registration, insurance, employment contract and salary payment. Simple, fair, digital.
As a seniors@work customer, you receive up to 150.- CHF discount on the Quitt service. Use the following discount code:
Receipt: www.quitt.ch
The Swiss No. 1 for registering and managing private employment relationships. Including AHV registration, insurance, employment contract and salary payment. Simple, fair, digital.
As a seniors@work customer, you receive up to 150.- CHF discount on the Quitt service. Use the following discount code:
You too can benefit from the simplest and best way to pay wages to employees and freelancers.
It does not matter who is in an employment relationship with whom and whether Hourly, daily, monthly wages or lump sums be paid out.
PayrollPlus AG: www.payrollplus.ch
